• Individuals and families interested in purchasing a quality affordable home from PBAF complete an application.
  • Applications are reviewed by PBAF staff, and acceptance or denial letters (based on application criteria) are issued.
  • Participants entering the program work with a Homebuyer Counselor to establish a Plan of Action, meeting one-on-one monthly to assist in establishing budgets, reducing debt, raising credit scores, and acquiring knowledge to successfully obtain a mortgage approval.
  • Hard work and dedication is a must for success!