Project Build a Future (PBAF) is dedicated to providing essential financial and credit counseling services to clients at no cost. The program’s costs are entirely covered through a combination of agency funds, grants, and partnerships with both local and national community organizations and governmental bodies.
Through personalized one-on-one and group counseling sessions, PBAF’s Homebuyer Counselor offers clients comprehensive financial literacy and educational tools to empower them to succeed. These counseling sessions are supported by a team of skilled local professionals committed to providing exceptional service and support.
PBAF’s Homebuyer Counselor works closely with clients to develop a Credit Repair Action Plan. This plan includes personalized financial strategies tailored to their unique goals and circumstances. Through financial counseling, educational resources, and financial planning tools, clients are equipped with the skills and knowledge necessary to make informed financial decisions and achieve long-term financial stability.
The Homebuyer Counselor prepares a Credit Repair Action Plan for each client, mapping their individual plan for reducing debt and establishing/building good/better credit. Partnering with local lending institutions, PBAF’s Homebuyer Counselor works with clients by procuring Secure Credit Cards, establishing Checking and/or Savings accounts, assisting with physical/automated Bill Pay Services, and other strategies to help in achieving the goals set through their action plan, as noted below:
- Credit Building – procuring secure credit cards, establishing good lines of credit, managing budgets, monitoring credit usage
- Debt Reduction – working with creditors, providing matched or other incentives for timely payments/payouts
- Good Banking Habits – establishing and monitoring banking habits, rewarding consistency and progress for good habits/behaviors
- Blueprint Incentive – debt reduction incentive for those who regularly save
Whether clients are looking to purchase a home, improve their credit scores, or simply better manage their finances, PBAF’s Homebuyer Counselor is there to guide and support them every step of the way.
By offering high-quality financial counseling services at no cost, PBAF is helping to build stronger, more financially stable communities and ensuring that individuals have access to the resources they need to achieve their dreams.
To learn more about our financial & credit counseling services contact us here.